Mintos Portfolio Performance - detailed statistics, InvestP2PLending

Created on: Sat 14 Sep 2019 06:54:40 AM CDT

Below are statistics for my personal portfolio on Mintos. If you would like to see different statistics let me know at mintos@investp2plending.com. Note that all numbers are in EUR as I am not investing in other currencies.

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Contents

Monthly Transactions

Inc. Payment - amount of money sent to Mintos; Inv. PM - amount invested in primary market; Inv. SM - amount invested in secondary market; Bonus - bonus paid by Mintos to my account; Interest - interest earned; Rep./Rebuy - repayment/rebuy of principal; Profit - total revenue generated on Mintos; Other - non-classified transaction not accounted for elsewhere; Available - amount available for investment (end of month); Balance - balance on the account (end of month); ADB - average daily balance (average from balances at the end of each day); ADB i% - yield (interest) measured on average daily balance; ADI - average daily investment (average from invested amount at the end of each day, note this is lower compared to ADB); ADI i% - yield (interest) on average daily investment, note that this will be typically slightly higher then ADB i%; ADI/ADB(%) - utilization of funds, share of average daily balance that is invested (max is 100%, higher is better). Implied IR - (1 + Interest in current month divided by average daily balance of previous month) ^ 12 - 1. Expected annual return.

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Month Inc. Payment Inv. PM Inv. SM Bonus Interest Rep./Rebuy Profit Other Balance Available ADB ADB i% ADI ADI i% ADI/ADB(%) Implied IR
  $145,200.00 -$1,093,844.00 -$13,785.00 $358.00 $12,186.00 $949,890.00 $12,544.00 -$3.00                
2019-09-01 $0.00 -$70,977.00 -$90.00 $0.00 $808.00 $69,313.00 $808.00 $0.00 $157,744.00 $0.00 $157,370.00 11.55 -$155,700.00 11.68 98.9 6.39
2019-08-01 $0.00 -$145,274.00 -$813.00 $0.00 $1,766.00 $144,009.00 $1,766.00 $0.00 $156,936.00 $946.00 $156,107.00 13.58 -$145,466.00 14.57 93.2 14.62
2019-07-01 $0.00 -$133,480.00 $35.00 $0.00 $1,535.00 $132,881.00 $1,535.00 $0.00 $155,170.00 $1,259.00 $154,414.00 11.93 -$152,469.00 12.08 98.7 14.27
2019-06-01 $19,477.00 -$117,940.00 $495.00 $20.00 $1,416.00 $96,549.00 $1,436.00 $0.00 $153,635.00 $288.00 $137,335.00 12.37 -$136,308.00 12.47 99.3 13.65
2019-05-01 $0.00 -$107,168.00 $0.00 $0.00 $1,322.00 $104,001.00 $1,322.00 $0.00 $132,721.00 $270.00 $132,103.00 12.01 -$130,861.00 12.12 99.1 12.82
2019-04-01 $0.00 -$103,225.00 $0.00 $0.00 $1,259.00 $103,862.00 $1,259.00 $0.00 $131,399.00 $2,116.00 $130,839.00 11.55 -$129,629.00 11.65 99.1 12.32
2019-03-01 $0.00 -$95,640.00 $0.00 $7.00 $1,314.00 $92,215.00 $1,321.00 -$3.00 $130,140.00 $220.00 $129,450.00 12.18 -$127,347.00 12.38 98.4 13.01
2019-02-01 $0.00 -$60,143.00 $0.00 $0.00 $981.00 $60,456.00 $981.00 $0.00 $128,819.00 $2,327.00 $128,290.00 9.18 -$127,239.00 9.25 99.2 11.00
2019-01-01 $38,828.00 -$108,592.00 $0.00 $94.00 $833.00 $69,807.00 $927.00 $0.00 $127,838.00 $1,034.00 $112,318.00 8.90 -$111,927.00 8.93 99.7 15.47
2018-12-01 $38,529.00 -$74,373.00 -$12,568.00 $207.00 $531.00 $47,683.00 $738.00 $0.00 $88,083.00 $64.00 $69,086.00 9.22 -$68,920.00 9.25 99.8 13.92
2018-11-01 $0.00 -$17,947.00 -$205.00 $29.00 $324.00 $17,814.00 $353.00 $0.00 $48,817.00 $55.00 $48,634.00 7.99 -$48,537.00 8.01 99.8 10.62
2018-10-01 $48,366.00 -$59,084.00 -$639.00 $0.00 $99.00 $11,300.00 $99.00 $0.00 $48,464.00 $41.00 $38,376.00 3.10 -$38,021.00 3.12 99.1  

Last 12 Days

New Inv - number of loans invested in given time; Inv Amt - invested amount; New wIR - weighted interest rate on new investments (weighted by remaining term; Fin Inv - number of finished investments in given time; Fin. Inv Amt - investment amount in loans that finished; wIR - weighted interest rate on finished investments, weighted by duration of investment and amount of investment; wXIRR - weighted adjusted internal rate of return, weighted by duration of investment and amount of investment; TwD (bps) - difference to expected rate of return in basis points, e.g. 50 represents 0.5% positive difference (good).

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Date New Inv Inv Amt. New wIR Avg. Rem. Term Fin Inv Fin. Inv Amt wXIRR wIR TwD (bps)
Total 636 $55,641.54 11.5 3.0 3892 $65,516.00 14.7 13.4 133
2019-09-14 24 $3,602.25 11.1 1.3 118 $2,169.99 14.0 13.4 54
2019-09-13 68 $6,165.57 11.4 2.5 395 $6,910.39 12.8 12.2 60
2019-09-12 113 $9,828.15 11.6 2.4 728 $10,308.43 14.7 14.0 66
2019-09-11 37 $3,552.52 11.8 1.9 140 $2,931.55 13.9 13.3 66
2019-09-10 53 $3,763.98 11.6 1.8 219 $4,352.59 13.7 13.1 54
2019-09-09 54 $3,443.97 11.8 4.9 90 $2,463.81 12.8 12.4 47
2019-09-08 16 $749.02 11.4 4.8 120 $2,106.28 14.6 13.9 69
2019-09-07 61 $4,886.90 11.4 1.5 230 $4,179.80 14.0 13.4 66
2019-09-06 43 $6,418.79 11.3 4.1 395 $7,035.42 14.9 13.3 162
2019-09-05 48 $3,507.25 11.2 6.9 463 $7,452.09 19.8 13.6 616
2019-09-04 23 $2,153.25 11.5 2.2 109 $1,732.53 13.8 13.1 69
2019-09-03 65 $5,889.88 11.6 3.7 687 $9,665.28 14.3 13.9 38
2019-09-02 31 $1,680.01 11.7 1.1 198 $4,207.84 14.0 13.5 49

Last 12 Weeks

New Inv - number of loans invested in given time; Inv Amt - invested amount; New wIR - weighted interest rate on new investments (weighted by remaining term; Fin Inv - number of finished investments in given time; Fin. Inv Amt - investment amount in loans that finished; wIR - weighted interest rate on finished investments, weighted by duration of investment and amount of investment; wXIRR - weighted adjusted internal rate of return, weighted by duration of investment and amount of investment; TwD (bps) - difference to expected rate of return in basis points, e.g. 50 represents 0.5% positive difference (good).

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Date New Inv Inv Amt. New wIR Avg. Rem. Term Fin Inv Fin. Inv Amt wXIRR wIR TwD (bps)
Total 4012 $142,316.43 12.1 2.7 33302 $384,320.41 14.4 13.7 72
2019-09-09 349 $30,356.44 11.6 2.6 1690 $29,136.76 13.8 13.2 61
2019-09-02 287 $25,285.10 11.4 3.5 2202 $36,379.24 15.5 13.6 193
2019-08-26 467 $21,089.29 11.0 18.0 2149 $32,428.88 14.5 13.9 56
2019-08-19 328 $38,182.43 11.8 1.0 2272 $27,667.29 14.3 13.9 43
2019-08-12 447 $6,063.17 13.3 0.0 3172 $33,348.37 15.0 14.4 53
2019-08-05 212 $2,120.00 14.7 0.0 3758 $38,684.12 14.6 14.1 57
2019-07-29 425 $4,250.00 15.1 0.0 2861 $28,824.18 14.4 13.9 52
2019-07-22 335 $3,350.00 15.0 0.0 3564 $36,235.88 14.3 13.8 53
2019-07-15 244 $2,440.00 15.0 0.0 3076 $31,110.74 14.3 13.7 57
2019-07-08 188 $1,880.00 15.1 0.0 2708 $27,920.05 14.2 13.7 50
2019-07-01 217 $2,170.00 14.9 0.0 2529 $26,381.63 14.2 13.9 35
2019-06-24 447 $4,470.00 14.7 0.0 2700 $29,436.49 14.0 12.9 108
2019-06-17 66 $660.00 14.2 0.0 621 $6,766.78 14.0 13.3 69

Last 12 Months

New Inv - number of loans invested in given time; Inv Amt - invested amount; New wIR - weighted interest rate on new investments (weighted by remaining term; Fin Inv - number of finished investments in given time; Fin. Inv Amt - investment amount in loans that finished; wIR - weighted interest rate on finished investments, weighted by duration of investment and amount of investment; wXIRR - weighted adjusted internal rate of return, weighted by duration of investment and amount of investment; TwD (bps) - difference to expected rate of return in basis points, e.g. 50 represents 0.5% positive difference (good).

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Date New Inv Inv Amt. New wIR Avg. Rem. Term Fin Inv Fin. Inv Amt wXIRR wIR TwD (bps)
Total 6223 $173,229.19 12.1 3.7 75454 $933,595.07 13.5 13.0 52
2019-09-01 690 $58,772.28 11.5 3.3 4219 $70,754.45 14.8 13.5 129
2019-08-01 1546 $65,784.15 11.9 5.4 12641 $143,260.21 14.6 14.0 52
2019-07-01 1263 $12,630.00 15.1 0.0 13121 $134,102.48 14.3 13.8 50
2019-06-01 695 $6,950.00 14.7 0.0 8735 $97,876.28 13.6 13.0 66
2019-05-01         9054 $101,635.61 13.3 12.7 53
2019-04-01 247 $2,470.00 12.1 8.3 8934 $100,382.01 12.7 12.4 36
2019-03-01 247 $2,470.00 12.1 6.1 7228 $91,396.04 12.5 12.3 20
2019-02-01 80 $800.00 12.1 5.7 4943 $56,589.65 12.3 12.3 1
2019-01-01 945 $12,011.11 12.8 4.3 3353 $64,253.86 12.3 11.9 38
2018-12-01 66 $3,400.00 11.1 3.7 1445 $46,013.90 11.3 10.9 38
2018-11-01 14 $519.87 11.1 8.5 953 $16,849.65 11.6 11.2 42
2018-10-01 430 $7,421.78 10.5 8.8 828 $10,480.93 11.9 11.2 71

Concentration Report

Report showing the loan originators and countries with the highest exposure on current investment. Only exposures over 5% are shown. View - defines whether the exposure is on contry level or originator level; Entity - country or loan originator where I am exposed; Inv. Amt. - amount of current investments in '000 EUR; Share (%) - share of investment from all current investments; Detail - list of countries or originators that contribute to the exporure, with '000 EUR investment added.

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View Entity Inv. Amt. Share % Detail
Country Poland 49 28.5 Aasa (0),Kuki (44),Capital Service (3),Creditstar (0)
Originator Kuki 44 26.0 Poland (44)
Country Latvia 25 14.5 Creamfinance (0),Bino (21),Banknote (2),Mogo Renti (0),AgroCredit (0),VIZIA (0),Mogo (0),Hipocredit (0)
Originator Bino 22 13.0 Latvia (21)
Country Moldova 20 11.6 Mogo (0),IuteCredit (10),Sebo (9)
Country Kazakhstan 17 9.9 Tengo (10),ID Finance (6)
Originator IuteCredit 14 8.3 Moldova (10),Albania (3)
Country Ukraine 13 7.6 Alexcredit (0),Dinero (12)
Originator Metrokredit 12 7.1 Russian Federation (11)
Originator Dinero 12 7.1 Ukraine (12)
Country Russian Federation 12 7.0 Dozarplati (0),EcoFinance (0),Lime Zaim (0),Metrokredit (11)
Originator Tengo 10 5.9 Kazakhstan (10)
Originator Sebo 9 5.3 Moldova (9)
Originator ID Finance 9 5.3 Spain (3),Kazakhstan (6)

Current Investments by Originator - Overview

SMI - secondary market indicator, indicates that investment was made on secondary market; Originator - loan originator of the loan; Loans - number of loans currently invested in; Inv. Amt. - invested amount; Inv. (%) - share of investments among the entire invested amount; Avg. IR - average interest rate (weighted by remaining term); Avg. Rem. Term - average remaining term; wXIRR - calculated for finished loans from the same loan originator, weighted adjusted internal rate of return, weighted by duration of investment and amount of investment; TwD (bps) - calculated for finished loans from the same loan originator, difference to expected rate of return in basis points, e.g. 50 represents 0.5% positive difference (good). Fin. Loans - number of finished investments for given loan originator

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SMI Originator Loans Inv. Amt. Inv. (%) Avg. IR Avg. Rem. Term wXIRR TwD (bps) Fin. Loans
  IuteCredit 1108 $4,020.00 2.6 12.2 4.4 12.5 80 1273
  Kuki 802 $44,453.00 28.5 13.6 0.4 14.3 88 9513
  Tengo 760 $10,296.00 6.6 14.8 0.1 15.2 54 3000
  Metrokredit 710 $11,797.00 7.6 14.1 0.1 15.0 61 7817
  ID Finance 513 $6,258.00 4.0 11.8 6.6 11.8 68 1033
  Dinero 388 $12,332.00 7.9 13.9 0.3 12.2 -192 9070
  Bino 242 $21,642.00 13.9 12.4 0.6 14.4 33 4768
  Cashwagon 218 $4,734.00 3.0 13.9 0.2 14.7 65 6109
  Banknote 204 $1,269.00 0.8 10.5 7.1 11.0 67 1342
  Varks 136 $7,243.00 4.6 12.2 0.6 13.6 35 15344
  Aasa 113 $832.00 0.5 10.0 10.3 10.6 63 223
  Monego 112 $1,752.00 1.1 13.8 0.3 16.6 234 3637
  Sebo 110 $9,241.00 5.9 11.6 3.3 14.2 55 834
  Capital Service 101 $2,547.00 1.6 13.3 16.7 14.4 104 300
  Kredo 96 $2,029.00 1.3 13.1 0.4 14.8 67 1190
  Cashwagon Vietnam 92 $2,099.00 1.3 13.4 0.4 14.9 75 228
  Akulaku 58 $1,940.00 1.2 11.0 6.4      
  Simbo 55 $2,727.00 1.7 13.2 0.5 13.3 39 2949
  ExpressCredit Zambia 52 $879.00 0.6 13.9 1.6 13.9 38 655
  Mogo 38 $932.00 0.6 10.0 14.8 10.7 62 164
  Dineria 26 $240.00 0.2 14.7 0.0 14.0 -100 23
  Tigo 23 $1,466.00 0.9 11.7 1.9 14.2 43 582
  Moneyman 15 $2,016.00 1.3 11.0 1.0 11.0 4 3
  Dozarplati 13 $130.00 0.1 14.5 0.0 12.6 33 2126
  Watu Credit 9 $309.00 0.2 7.0 12.7 7.6 61 1
  Rapicredit 7 $300.00 0.2 12.0 1.0      
  Mogo Renti 6 $230.00 0.1 8.0 1.5      
  Lime Zaim 5 $90.00 0.1 13.0 0.0 13.5 52 503
  Mozipo Group 3 $125.00 0.1 10.7 21.0 12.8 70 4
  CashCredit 3 $82.00 0.1 9.3 9.3 11.8 68 1
  Creditstar 3 $262.00 0.2 10.3 0.7      
  Credius 3 $80.00 0.1 9.3 13.0      
  Dineo Credito 3 $79.00 0.1 10.0 1.0 10.1 55 1
  ExpressCredit 2 $129.00 0.1 12.0 60.0 12.8 78 1
  Alexcredit 2 $289.00 0.2 12.0 1.0      
  Placet 2 $22.00 0.0 9.5 10.5      
  Creamfinance 1 $18.00 0.0 13.0 44.0      
  Peachy 1 $99.00 0.1 12.0 6.0 5.1 -638 2
  Lendo 1 $58.00 0.0 11.0 12.0 14.5 46 1393
  EcoFinance 1 $18.00 0.0 11.0 2.0      
  BB Finance Group 1 $17.00 0.0 9.0 6.0      
  VIZIA 1 $26.00 0.0 11.0 12.0 11.2 68 8
(SM) ID Finance 58 $282.00 0.2 11.7 30.0 11.8 68 1033
(SM) Mogo 54 $356.00 0.2 11.5 44.5 10.7 62 164
(SM) Getbucks 33 $138.00 0.1 12.0 67.6      
(SM) GetBucks 9 $15.00 0.0 12.0 70.6      
(SM) Hipocredit 6 $16.00 0.0 7.7 41.0      
(SM) Aasa 6 $14.00 0.0 9.2 10.7 10.6 63 223
(SM) Mogo Renti 6 $16.00 0.0 8.2 1.7      
(SM) AgroCredit 4 $12.00 0.0 6.0 2.0      
(SM) Creamfinance 2 $6.00 0.0 12.0 44.0      
(SM) Lendo 2 $16.00 0.0 11.0 11.0 14.5 46 1393
(SM) IuteCredit 1 $24.00 0.0 12.0 22.0 12.5 80 1273
(SM) Cashwagon Vietnam 1 $1.00 0.0 11.0 1.0 14.9 75 228
(SM) Akulaku 1 $1.00 0.0 11.0 3.0      
(SM) Credius 1 $4.00 0.0 12.0 32.0      

Finished Investments by Originator - Overview

SMI - secondary market indicator, indicates that investment was made on secondary market; Originator - loan originator of the loan; Loans - number of loans currently invested in; Inv. Amt. - invested amount; Avg Dur. - average (real) duration of investment; wXIRR - calculated for finished loans from the same loan originator, weighted adjusted internal rate of return, weighted by duration of investment and amount of investment; TwD (bps) - calculated for finished loans from the same loan originator, difference to expected rate of return in basis points, e.g. 50 represents 0.5% positive difference (good). wIR250 - calculated for last 250 finished loans from the same loan originator, weighted adjusted internal rate of return, weighted by duration of investment and amount of investment; wXIRR250 - calculated for last 250 finished loans from the same loan originator, weighted adjusted internal rate of return, weighted by duration of investment and amount of investment; C. Loans - number of current investments for given loan originator C. Investment - amount of current investments for given loan originator

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SMI Originator Loans Investment Avg Dur. wXIRR wIR TwD (bps) wXIRR250 wIR250 TwD250 (bps) C. Loans C. Investment
  Monego 3637 $36,802.00 25 16.6 14.3 234 38.1 13.5 2461 112 $1,784.00
  Dinero 9070 $118,943.00 16 12.2 14.1 -192 17.5 12.4 502 388 $12,361.00
  ExpressCredit Zambia 655 $7,059.00 33 13.9 13.5 38 14.9 14.2 69 52 $1,025.00
  Cashwagon Vietnam 228 $2,280.00 22 14.9 14.1 75 14.9 14.1 74 92 $2,099.00
  Tigo 582 $6,687.00 29 14.2 13.8 43 14.6 14.2 42 23 $1,466.00
  Lendo 1393 $14,609.00 35 14.5 14.0 46 14.6 14.2 44 1 $58.00
  Capital Service 300 $14,660.00 143 14.4 13.4 104 14.3 13.3 100 101 $3,472.00
  Simbo 2949 $34,319.00 24 13.3 12.9 39 14.2 14.0 12 55 $2,727.00
  Kredo 1190 $12,889.00 28 14.8 14.1 67 14.2 13.6 62 96 $2,072.00
  Sebo 834 $9,827.00 26 14.2 13.6 55 14.1 13.5 60 110 $9,311.00
  Dineria 23 $230.00 16 14.0 15.0 -100 14.0 15.0 -100 26 $260.00
  Tengo 3000 $30,810.00 30 15.2 14.7 54 14.0 13.3 67 760 $10,351.00
  Dozarplati 2126 $28,076.00 32 12.6 12.3 33 13.7 13.7 1 13 $130.00
  Lime Zaim 503 $18,247.00 57 13.5 13.0 52 13.5 13.0 47 5 $90.00
  Cashwagon 6109 $69,712.00 45 14.7 14.0 65 13.2 12.9 26 218 $4,744.00
  Metrokredit 7817 $84,035.00 24 15.0 14.4 61 13.0 12.6 35 710 $11,811.00
  Mozipo Group 4 $280.00 112 12.8 12.1 70 13.0 12.1 85 3 $148.00
  Bino 4768 $54,650.00 24 14.4 14.0 33 13.0 13.2 -16 242 $21,664.00
  ExpressCredit 1 $100.00 230 12.8 12.0 78 12.8 12.0 78 2 $129.00
  ID Finance 1033 $12,780.00 69 11.8 11.2 68 12.8 12.0 75 513 $9,084.00
  IuteCredit 1273 $23,605.00 124 12.5 11.7 80 12.8 12.0 81 1108 $13,922.00
  Kuki 9513 $109,108.00 30 14.3 13.5 88 12.8 12.3 50 802 $44,499.00
  Varks 15344 $187,065.00 20 13.6 13.3 35 12.7 11.9 79 136 $7,262.00
  Kredit Pintar 177 $1,770.00 47 12.0 12.0 -1 11.9 12.0 -9    
  Banknote 1342 $21,606.00 104 11.0 10.4 67 11.2 10.5 64 204 $2,993.00
  Moneyman 3 $168.00 6 11.0 11.0 4 11.0 11.0 3 15 $2,016.00
  Aasa 223 $2,405.00 130 10.6 10.0 63 10.6 10.0 60 113 $1,538.00
  Mogo 164 $5,673.00 109 10.7 10.0 62 10.6 10.0 61 38 $1,506.00
  Dineo Credito 1 $25.00 3 10.1 9.5 55 10.1 9.5 55 3 $79.00
  Watu Credit 1 $44.00 5 7.6 7.0 61 7.6 7.0 60 9 $317.00
  Credissimo 1 $27.00 12 6.8 6.4 42 6.8 6.4 41    
  Peachy 2 $135.00 1 5.1 11.5 -638 5.1 11.5 -637 1 $99.00
  CashCredit 1 $26.00 188 11.8 11.1 68       3 $82.00
  EBV Finance 420 $11,009.00 50 10.7 10.0 69          
  VIZIA 8 $208.00 102 11.2 10.5 68       1 $50.00
  Leaselink 2 $90.00 155 10.4 10.0 36          
(SM) ID Finance 6 $66.00 13 12.0 11.1 91 13.2 12.0 119 58 $285.00
(SM) Getbucks 2 $9.00 9 13.1 12.0 112 13.1 12.0 112 33 $139.00
(SM) Capital Service 2 $29.00 108 12.7 12.0 75 12.7 12.0 65    
(SM) Creditstar 4 $205.00 107 11.2 10.5 68 11.2 10.5 66    
(SM) Mogo 11 $214.00 121 10.8 10.3 51 10.9 10.4 54 54 $358.00
(SM) AgroCredit 3 $16.00 12 7.4 7.0 41 7.4 7.0 40 4 $12.00
(SM) Simbo 2 $20.00 38 13.7 12.0 172          
(SM) Tengo 2 $20.00 28 12.4 12.0 40          
(SM) Tigo 2 $45.00 29 12.8 12.0 81          
(SM) Varks 322 $6,073.00 20 12.6 11.7 96          
(SM) Watu Credit 1 $10.00 24 10.7 12.0 -129          
(SM) Aasa 3 $94.00 11 14.6 11.5 306       6 $14.00
(SM) Aforti 1 $35.00 22 11.2 12.0 -79          
(SM) Banknote 7 $78.00 121 12.1 12.3 -12          
(SM) CashCredit 2 $14.00 31 10.8 12.0 -123          
(SM) Dinero 52 $895.00 18 1.2 12.0 -1084          
(SM) ExpressCredit 1 $25.00 15 12.8 12.0 82          
(SM) ExpressCredit Zambia 57 $927.00 18 13.1 12.4 70          
(SM) GetBucks 3 $49.00 7 6.3 11.0 -471       9 $15.00
(SM) Kuki 203 $3,512.00 21 12.4 11.5 91          
(SM) Lendo 6 $218.00 14 12.8 12.0 83       2 $16.00
(SM) Lime Zaim 2 $40.00 36 13.3 13.0 30          
(SM) Metrokredit 28 $285.00 21 12.7 12.0 67          
(SM) Sebo 35 $756.00 18 13.0 12.2 78          

XIRR Difference Structure (%) on finished loans (>10 loans)

SMI Originator < -300 <-100 <-50 <-15 -15,15 >15 >50 >100 >300 > -15 WIR wXIRR TwD cnt
  Monego 3 4 4 4 5 13 54 11 0 85 14.3 16.6 234 3637
  Tengo 5 7 7 4 4 7 55 9 0 77 14.7 15.2 54 3000
  Metrokredit 10 7 4 3 5 11 48 11 1 76 14.4 15.0 61 7817
  Cashwagon Vietnam 2 5 1 4 1 12 51 20 4 88 14.1 14.9 75 228
  Kredo 1 2 2 3 5 14 63 9 0 92 14.1 14.8 67 1190
  Cashwagon 3 3 4 3 4 11 59 13 0 87 14.0 14.7 65 6109
  Lendo 0 2 5 7 4 23 56 1 0 86 14.0 14.5 46 1393
  Bino 7 9 5 6 5 13 45 8 1 73 14.0 14.4 33 4768
  Capital Service 0 0 1 0 0 0 47 45 0 99 13.4 14.4 104 300
  Kuki 4 6 4 4 5 16 38 22 1 83 13.5 14.3 88 9513
  Sebo 2 3 3 4 6 15 64 2 0 88 13.6 14.2 55 834
  Tigo 2 4 7 5 9 17 51 4 0 82 13.8 14.2 43 582
  Dineria 4 48 4 4 4 9 13 13 0 39 15.0 14.0 -100 23
  ExpressCredit Zambia 3 15 2 1 4 12 50 12 0 80 13.5 13.9 38 655
  Varks 3 10 12 6 11 11 36 8 0 67 13.3 13.6 35 15344
  Lime Zaim 2 1 4 2 6 17 58 7 1 90 13.0 13.5 52 503
  Simbo 6 10 5 6 6 13 31 20 2 73 12.9 13.3 39 2949
  Dozarplati 9 9 3 5 4 14 37 15 1 73 12.3 12.6 33 2126
  IuteCredit 0 0 0 0 0 1 95 3 0 100 11.7 12.5 80 1273
  Dinero 25 13 6 4 8 7 21 13 1 52 14.1 12.2 -192 9070
  Kredit Pintar 0 0 3 23 8 54 12 0 0 75 12.0 12.0 -1 177
  ID Finance 0 0 1 1 1 21 74 1 0 98 11.2 11.8 68 1033
  Banknote 0 0 0 0 1 11 74 10 2 99 10.4 11.0 67 1342
  EBV Finance 0 0 0 0 0 2 98 0 0 100 10.0 10.7 69 420
  Mogo 0 0 0 0 0 7 86 7 0 100 10.0 10.7 62 164
  Aasa 0 0 0 0 0 0 95 4 0 100 10.0 10.6 63 223
(SM) ExpressCredit Zambia 0 12 4 0 4 5 63 12 0 84 12.4 13.1 70 57
(SM) Sebo 0 0 0 0 11 0 86 3 0 100 12.2 13.0 78 35
(SM) Metrokredit 0 0 0 0 0 39 57 4 0 100 12.0 12.7 67 28
(SM) Varks 1 0 0 1 1 23 43 20 8 98 11.7 12.6 96 322
(SM) Kuki 0 0 1 2 0 38 27 24 8 97 11.5 12.4 91 203
(SM) Mogo 0 18 0 0 18 0 36 27 0 82 10.3 10.8 51 11
(SM) Dinero 94 0 0 0 2 0 4 0 0 6 12.0 1.2 -1084 52

Primary market - loan availability (EUR, BBG, Current)

Currency Originator Loan Type Term Group For Inv. IR
EUR Tengo Short-Term Loan 3 169088 11.5
EUR Dinero Short-Term Loan 3 29085 11.5
EUR Monego Short-Term Loan 3 96 11.5
EUR ExpressCredit Personal Loan 48 29816 11.5
EUR Capital Service Personal Loan 24 4159 11.1
EUR Capital Service Personal Loan 48 30432 11.1
EUR Kuki Short-Term Loan 3 392934 11
EUR Simbo Short-Term Loan 3 205133 11
EUR Metrokredit Short-Term Loan 3 87143 11
EUR Tigo Short-Term Loan 3 27983 11
EUR Sebo Short-Term Loan 3 8153 11
EUR ExpressCredit Zambia Short-Term Loan 3 1883 11
EUR Lendo Personal Loan 3 1792 11
EUR SOS Credit Short-Term Loan 3 1563 11
EUR Varks Short-Term Loan 3 176 11
EUR Tigo Personal Loan 3 106 11
EUR ExpressCredit Zambia Personal Loan 3 75 11
EUR Dozarplati Personal Loan 6 11583 11
EUR Lendo Personal Loan 6 74 11
EUR Sebo Personal Loan 12 2879 11
EUR Lendo Personal Loan 12 68 11
EUR ExpressCredit Zambia Personal Loan 24 30236 11
EUR Sebo Personal Loan 24 23820 11
EUR ExpressCredit Personal Loan 24 8943 11
EUR ExpressCredit Zambia Personal Loan 48 270208 11
EUR Mozipo Group Personal Loan 24 20685 10.6
EUR Mozipo Group Personal Loan 48 7265 10.6
EUR Bino Short-Term Loan 3 370064 10.5
EUR Kredit Pintar Personal Loan 3 140918 10.5
EUR Dineria Short-Term Loan 3 98374 10.5
EUR Sebo Personal Loan 3 13003 10.5
EUR ExpressCredit Zambia Personal Loan 6 309 10.5
EUR ExpressCredit Zambia Personal Loan 12 3163 10.5
EUR Sebo Personal Loan 6 3142 10.2
EUR Moneyman Short-Term Loan 3 52039 10
EUR Lendo Short-Term Loan 3 39543 10
EUR Monego Personal Loan 3 3159 10
EUR EcoFinance Personal Loan 3 1063 10
EUR Kredo Short-Term Loan 3 257 10
EUR Kredo Personal Loan 3 55 10
EUR Kredo Personal Loan 6 440 10
EUR Monego Personal Loan 6 62 10
EUR ExpressCredit Personal Loan 12 986 10
EUR Kredo Personal Loan 12 114 10
EUR Monego Personal Loan 12 52 10
EUR Monego Personal Loan 24 52515 10
EUR Kredo Personal Loan 24 44820 10
EUR ID Finance Personal Loan 24 19113 10
EUR Tigo Personal Loan 24 14990 10
EUR IuteCredit Car Loan 24 247 10
EUR ID Finance Personal Loan 48 161325 10
EUR IuteCredit Car Loan 48 5493 10
EUR Monego Personal Loan 48 875 10
EUR Kredo Personal Loan 48 454 10
EUR Tigo Personal Loan 48 409 10
EUR ID Finance Short-Term Loan 3 166795 9.5
EUR ID Finance Personal Loan 3 123051 9.5
EUR Dineo Credito Short-Term Loan 3 84907 9.5
EUR ID Finance Personal Loan 6 8216 9.5
EUR IuteCredit Personal Loan 6 37 9.5
EUR IuteCredit Personal Loan 12 270909 9.5
EUR Aasa Personal Loan 12 43486 9.5
EUR Aasa Personal Loan 24 377425 9.5
EUR IuteCredit Personal Loan 24 359284 9.5
EUR Mikro Kapital Business Loan 24 131280 9.5
EUR Mikro Kapital Agricultural Loan 24 108672 9.5
EUR Mikro Kapital Business Loan 48 566090 9.5
EUR Mikro Kapital Agricultural Loan 48 114329 9.5
EUR IuteCredit Personal Loan 48 21023 9.5
EUR Banknote Personal Loan 12 22 9.2
EUR Kviku Personal Loan 6 29212 9.1
EUR CashCredit Personal Loan 12 15259 9.1
EUR Mozipo Group Personal Loan 12 6867 9.1
EUR Kviku Personal Loan 12 2313 9.1
EUR CashCredit Personal Loan 24 67863 9.1
EUR Creditstar Short-Term Loan 3 512 9
EUR CashCredit Personal Loan 6 39489 9
EUR ID Finance Personal Loan 12 121588 9
EUR Mogo Personal Loan 12 25948 9
EUR Mogo Car Loan 12 1801 9
EUR Sebo Personal Loan 48 10037 9
EUR Everest Finanse Personal Loan 12 270048 8.5
EUR Mikro Kapital Business Loan 12 68909 8.5
EUR Mikro Kapital Agricultural Loan 12 20086 8.5
EUR Mikro Kapital Personal Loan 48 10495 8.5
EUR Mogo Car Loan 3 63277 8
EUR Everest Finanse Personal Loan 3 19381 8
EUR Peachy Personal Loan 3 2811 8
EUR Peachy Short-Term Loan 3 1131 8
EUR Mogo Car Loan 6 386970 8
EUR Everest Finanse Personal Loan 6 104901 8
EUR Mikro Kapital Business Loan 6 18298 8
EUR Mozipo Group Personal Loan 6 3922 8
EUR Watu Credit Car Loan 24 240561 8
EUR Everest Finanse Personal Loan 24 92279 8
EUR Placet Personal Loan 48 2871 8
EUR Mozipo Group Personal Loan 3 2166 7.6
EUR Watu Credit Car Loan 6 2045 7
EUR Watu Credit Car Loan 12 84408 7
EUR Hipocredit Mortgage Loan 12 52064 7
EUR Hipocredit Mortgage Loan 24 2965 7
EUR Hipocredit Mortgage Loan 48 89536 7
EUR Credissimo Personal Loan 6 1820 6.6
EUR Credissimo Personal Loan 12 7330 6.6
EUR AgroCredit Agricultural Loan 3 9110 6